Author Archives: Andrew Ford

    • BUILD YOUR CREDIT UP

      Tips on how to establish and maintain positive credit   REVOLVING CREDIT Use only 10% of your available credit limit to ensure that you maximize the potential of your credit…

      Written by Andrew Ford
    • How Does an Appraisal Differ From a CMA?

      I get asked all the time about appraised values and what they mean, so today I’ll explain how appraisals work and how you can get a valuation of your home without actually paying a lot of money for an appraisal. When buyers obtain a mortgage loan to buy a house, the house in question is required to have an appraisal. Basically, an appraisal is an independent home valuation that banks order through a third-party company who supplies the appraiser. How is this different from a CMA, though? To find out, watch my latest video.
      Written by Andrew Ford
    • Can You Buy a Home Without a Realtor?

      I keep getting more and more questions from potential homebuyers about whether they need a Realtor to help them through the process or not. I thought I’d just talk a little bit about all of the things a Realtor can and can’t do for a homebuyer.
      Written by Andrew Ford
    • 3 FAQs About Property Taxes Answered

      Why do you have property taxes? What do those taxes pay for? How do you protest them if you think they are too high? When you buy a home in Utah, you’re actually pretty lucky because our property taxes are relatively low. Every property is a little different, but your property taxes are roughly 0.5% of the value of your home.
      Written by Andrew Ford